Advisory services offered through Circadia Financial Planning LLC (“Circadia”), an investment adviser registered with the state of Texas. Advisory services are only offered to clients or prospective clients where Circadia and its representatives are properly registered or exempt from registration. Registration as an investment adviser does not imply a certain level of skill or training, nor does it constitute an endorsement by any regulatory authority. Zach Reyes, CFP® is an investment adviser representative (IAR) of Circadia.

The information presented on this website and through Circadia’s social media channels is for informational purposes only. It is not intended as tax, accounting, or legal advice, nor as an offer or solicitation to buy or sell any investment, nor as an endorsement of any company, security, fund, or other offering. Information provided should not be solely relied upon for decision-making. Always consult your legal, tax, or accounting professional regarding your individual situation.

Investments involve risk and have the potential for complete loss. It should not be assumed that any recommendations made will necessarily be profitable or suitable for your situation. Past performance is not indicative of future results.

All content on this site is provided “as is” without warranty of any kind, either express or implied, including but not limited to the implied warranties of merchantability or fitness for a particular purpose. Circadia does not warrant that the information is free from error or that your use of the site will be uninterrupted. Your use of the information provided is at your sole risk.

Links to third-party websites are provided as a convenience and for informational purposes only. Circadia makes no representations as to the accuracy or completeness of information on these sites and does not endorse or approve the content. By following these links, you are leaving this website and assume all responsibility and risk for your use of third-party sites.

Social Media

The information presented in social media posts by Circadia and/or its representatives is believed to be factual and up to date, but no guarantee is made as to its accuracy. It should not be regarded as a complete analysis of the subjects discussed. Posts are not intended to offer tax, legal, or investment advice, nor are they a solicitation or offer to buy or sell any financial product or service.

Engagements such as “likes,” comments, or shares should not be considered endorsements or testimonials of the investment advisory services offered by Circadia. Comments by other users do not necessarily reflect the views of Circadia. Circadia does not verify the accuracy of third-party comments and is not responsible for their content.