Our Process

What our work together looks like.

Before we recommend anything, we get to know what you’re working toward and why. Most of the process happens once, at the start. Rhythm Checks continue for as long as we work together.

What to Expect

Introductory Conversation

Free, over Zoom: 30 minutes, or up to an hour if you’d like

We talk about where you are and what you need, and we both decide whether it’s a good fit.

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What happens in the introductory conversation?

It’s a free first conversation over Zoom. You tell us what your financial life looks like and what you want from it, and we explain how we work. There’s nothing to prepare and nothing to sign. If it’s a good fit, we’ll both know. If it isn’t, we’ll say so.

Onboarding & Discovery

Getting to know you and your finances

We build our recommendations from what you share here.

Learning your priorities, preferences, and values, and how you think about risk.
For Ongoing Financial Planning clients, a full financial baseline: goals, cash flow, tax profile, debts, savings, estate, and insurance.

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What happens during onboarding?

Onboarding is where we learn about you: your priorities, your values, and what you want from working together.

For Ongoing Financial Planning clients, discovery goes further. We look at your goals, cash flow, and habits, and help you gather what applies to you: tax returns, pay stubs, insurance policies, estate documents, and employer benefits. There’s no need to organize anything first. Send what you have, and we’ll take it from there.

Pathway Meeting

For Ongoing Financial Planning clients

We walk you through what we found and what we recommend, and you leave with your Action Plan.

Strategy design, grounded in your discovery work.
The plan, presented in plain language and shaped together.
Short-, mid-, and long-term milestones.

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What is the Pathway Meeting?

For Ongoing Financial Planning clients, this is where the plan takes shape. We go through our findings and recommendations in plain language and explain the reasoning behind each one. It’s a working meeting, so ask questions and push back, and we’ll adjust. You leave with an Action Plan: a prioritized list of next steps.

For Investment Management-Only clients, there’s no Pathway Meeting: after onboarding, we begin implementing your investment strategy.

Rhythm Check

Twice a year, and when life changes

Two review meetings a year, scheduled when it suits you, and more when life calls for it.

Ongoing implementation and tracking.
Adapting as life and markets change.
Revisiting your goals as they change.

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How often will we meet after that?

After that, every client is offered two Rhythm Check meetings a year, scheduled when it suits you. Between them, you can email, text, or call, or book a Between-the-Beats Check-In when something needs a longer conversation. When something changes, we update your plan or your portfolio to match.

If this sounds like the way you’d like to work, let’s talk.

It starts with a free conversation over Zoom.

Start the Conversation